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IMPORTANT NOTE: This Web site provides only a simplified description of coverage's and is not a statement of contract. Coverage may not apply in all states. For complete details of coverage's, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable. Coverage CANNOT be bound, amended, or altered by leaving a message on, or relying upon, information in this Website or through E-Mail. Licensed in the following states: Florida, Georgia, New Jersey, New York, Mississippi, and Texas.